Buying a Plum Kitchen Couldn’t Be Easier…
By offering 4 options, we can help turn your dream kitchen into reality.
Our approach to finance is personalised and flexible, just like our approach to our customers. A new kitchen is an investment in your home and you want to make the right choice for you. Our payment options allow you to make an informed choice too.
How our Kitchen Finance Options will help you make your new kitchen dream a reality
Even though a kitchen can be considered a significant investment, it does not mean it is not within financial reach. With many kitchen finance options available, then the choice of affordable kitchens is in view.
Visit our Kitchen Showroom to discuss with our expert team.
Once you have visited our kitchen showroom in Redditch and browsed the impressive range of modern kitchen styles and designs we offer, you can discuss your next steps with our knowledgeable and experienced kitchen designer team. They can fully explain the kitchen finance options available and find a package that works for you when you want to finance your new dream kitchen. Dreams can become a reality as affordable kitchens are available.
Learn more about our kitchen finance options
There are 4 fantastic finance options to help you achieve your ideal kitchen supply and fit. Our interest-free package allows you to spread the cost across 24 months. Our buy now, pay later scheme is perfect when looking to finance your new kitchen. This attractive and flexible arrangement gives you the option to pay when it suits you, so you can focus on moving forward with your dream kitchen design and look forward to working with our kitchen installers. Another flexible payment option is our interest-bearing credit package, offering an extended payment period with a tempting and particularly competitive APR. You may want to pay now for your new kitchen installation. With just a small deposit to pay, we can build the kitchen of your dreams and to the highest standard. A new kitchen to be proud of and investment in your home. Our highly experienced kitchen designers are always on hand to talk you through your available options to finance a new kitchen.
Why work with Plum Kitchens to finance your new kitchen
Not only do we offer an exceptional service from inception to delivery, but we also strive to deliver the most memorable and enjoyable experience with you at the helm. We want your journey with us to be seamless and pleasurable, bringing a unique personal touch to our work, collaborating with you to achieve the kitchen of your dreams. Our professionalism and experience enable us to offer a vast array of high-quality kitchens with great affordability, allowing anyone to access the kitchen they so desire.
Our complete kitchen service is fully bespoke, tailored to you and your specific needs, throughout the design process, planning, installation and financing, guiding and advising you through the process. The key feature to our expert service is in remaining flexible, offering a range of attractive and affordable finance packages that allows you to consider our full kitchen products that are within easy reach.
We deliver a professional service, manage all your expectations, from the initial stage of the design to the quality of our kitchen materials and competitive pricing, creating the ideal package that encompasses everything you need to be closer to achieving the kitchen you have always wanted. Our team is here to help, guide and advise on what can seem an overwhelming and monumental task, and we are here to make it simple, affordable, and most of all, enjoyable.
0% Interest Free Finance*
Choose to spread the cost of your new kitchen over 24 months. In order to qualify you need to spend a minimum of £10,000 and pay a 25% deposit on order
*0% available during promotional period only
When do I pay the deposit?
After your design consultation, we would require a deposit of 25% to secure your quote. Your designer would work with you to make any final amends until you have reached final choices.
When would my first payment be due?
Your first payment would be approximately one month after delivery has been made. Novuna Personal Finance will write to you to let you know when this will be.
How do I qualify?
You must purchase furniture and worktops from a Plum Kitchens showroom and place your deposit by the date agreed and specified by your designer. You will also need to meet the eligibility requirements as specified by Novuna Personal Finance as detailed in the eligibility summary at the end.
Can I pay off the kitchen in full before the end of the term?
Yes. You can request a settlement figure at any time from the credit provider.
Buy Now Pay Later
A minimum spend of £5,000 is required and a deposit payment of 10% deposit on order. Interest is calculated from day one once the deferral period ends at a rate of 12.9% APR Representative. Your first payment is due after the initial 12 month payment holiday.
If you choose this option, and pay the remaining balance within 12 months, interest is waived. Alternatively, at the end of the Buy Now Pay Later period you can pay the balance with 48 monthly payments at 12.9% APR.
When do I pay the deposit?
After your design consultation, we would require an initial deposit of 10% to secure your quote. Your designer would work with you to make any final amends until you have reached final choices.
When would my first payment be due?
Nothing to pay for 12 months followed by monthly repayments thereafter. Or repay in full within 12 months and pay no interest. Your first payment would begin at the end of the holiday period. Novuna Personal Finance will write to you/email you ahead to let you know when this will be.
How do I qualify?
You must purchase furniture and worktops from a Plum Kitchens showroom and place your deposit by the date agreed as specified by your designer. You will also need to meet the eligibility requirements as specified by Novuna Personal Finance as detailed in the eligibility summary at the end.
Can I pay off the kitchen in full before the end of the term?
Yes. You can request a settlement figure at any time from the credit provider.
* The £29 out of the figure £10,029 represents a typical early exit fee which falls due if you opt to settle within the first 12 months.
Interest Bearing Credit
A minimum spend of £5,000 and a deposit payment of 10% on the order. Interest is calculated at a rate of 9.9% APR representative.
You make monthly repayments over a period of 60months (5 years), 96 months( 8 years) or 120 months (10 years)
When do I pay the deposit?
After your design consultation, we would require an initial deposit of 10% to secure your quote. Your designer would work with you to make any final amends until you have reached final choices.
When would my first payment be due?
Your first payment would be approximately one month after delivery has been made. Novuna Personal Finance will write to you/email you ahead to let you know when this will be.
How do I qualify?
You must purchase furniture and worktops from a Plum Kitchens showroom and place your deposit by the date agreed as specified by your designer. You will also need to meet the eligibility requirements as specified by Novuna Personal Finance as detailed in the eligibility summary at the end.
Can I pay off the kitchen in full before the end of the term?
Yes. You can request a settlement figure at any time from the credit provider. You must make the minimum repayment each month over the chosen, 5-year or 10-year period. Still, you can choose to make additional payments and control the term of your loan and, in doing so reduce the overall amount of interest you pay.
Buy Now
Or simply pay now. After your design is finalised, we require an initial deposit of 10% to secure your quote. Following that a further 45% is due on order with the balance due on delivery.
Eligibility Summary for Credit:
You must be over 18 years
You must have been a UK resident for more than 12 months
You must hold a bank account from which a monthly direct debit can be taken
You must qualify as one of the following:
Employed working 16 hours minimum,
On a permanent contract,
Self- Employed,
Retired person (this includes early retirement),
A registered carer,
A person on disability allowances, of which they can provide proof.
Student Nurse or Doctor.
If a house person you can apply for finance providing you have a cohabiting working partner who can provide employment details
Evidence of income may be requested by Novuna Personal Finance including Disability/Pension Entitlement or Wage/Salary.
Please note the following important information:
Credit is subject to status and affordability. Terms & Conditions Apply. Creating Better Homes Limited FRN: 920992 trading as Plum Kitchens is a credit broker for the purpose of introducing credit provided by the lender Novuna Personal Finance, “ Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk “
Kitchens
From traditional kitchens to contemporary ones, Plum’s team of expert designers and craftsmen are on hand to pick the perfect kitchen for your space and budget from our extensive range.
Kitchen Range Gallery
Browse through a sample of kitchen styles we cater for. From a deep blue shaker style kitchen with a feature oven, to a raw and rustic contemporary styled kitchen with under worktop lighting.
Visit Our Showroom
Stop by our showroom to discover our secret storage solutions, ambient lighting and intelligent integrations.
